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Financing

 

Break your project into predictable monthly payments

We’ve partnered with Hearth to bring you financing options for your upcoming project. A loan through Hearth helps you pay for your project through predictable, monthly payments without tapping into your home equity.

Why Hearth

  • HearthStart your project soon
    → Funding usually within 1-5 business days
  • Budget responsibly
    → Fixed monthly payments and no prepayment penalties
  • See eligibility without financial consequences
    → Pre-qualifying through Hearth doesn’t affect your credit score

How it works

  1. Complete the loan request: Just answer a few questions to see available rates without affecting your credit score.
  2. Review loan options: If eligible, you’ll view personalized options from multiple lending partners. You can choose which one best suits your needs apply with the lending partner.
  3. Get funded: If approved, you will typically get the funds in your account within 1-5 business days.

FAQs

Hearth’s lending partners offer installment loans. These loans have fixed monthly payments, terms that are usually between 3 and 7 years, no home equity requirement, and no prepayment penalties.
After you answer a few questions, Hearth will send your information to its network of lending partners.Within seconds, they will check your eligibility and show you available options. Seeing rates does not affect your credit score. You can then submit a loan application with your chosen lending partner,which will affect your credit report just like any loan application.
Installment loans have interest rates to enable quick funding and predictable payments. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates.Hearth has 3 rate plans that let you know what to expect when you pre-qualify. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.


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Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. Hearth works with various lending partners to show customers available financing options; all loans subject to credit approval.