Winter weather brings bitter cold, blowing wind, and icy conditions. Sometimes that’s all that is needed for a tree to fall.
So what happens if a tree were to fall on your house? What should you do? Like any disaster, it is always important to have a plan in place. Follow this easy step-by-step guide to help protect your family and protect your home from further property damage.
No matter the time, if a tree were to fall on your home it is important to have an evacuation plan. Family members should know where they should exit and where they are meeting beforehand. It is also a good idea to have “go bags.” These bags should carry emergency supplies and anything you need to have. You may not be able to get back into your house, so it is important to have copies of important documents, medication, and car keys.
After making sure everyone can safely exit the house, call 911. Do not attempt to get back into your house or remove the tree yourself. If someone is trapped, call 911 right away and wait for emergency personnel to assist you.
When the shock of the emergency is over. Now is the time to call your insurance agent. Most policies will cover storm damage to your home. A fallen tree can be considered debris from a storm. However, they may declare negligence on the homeowner’s part if the tree was old or sick, they don’t have to cover the whole thing. Make sure to review your homeowners insurance and know your policy.
Be sure to take pictures of the damage in many different angles. You can use these photos to show your insurance company to help them determine the damage and compensation.
Depending on how much damage was caused, you may not be able to live in your house until repairs are made. As long as it is safe, grab whatever you need and be sure to grab valuables or sentimental items and secure your house as best as you can. Make sure all windows and doors are locked.
If a limb, branch or a whole tree have caused damage to your roof or home be sure to call Mihalko’s Fire and Water Restoration. We offer 24 hour emergency service and have many skilled employees who can rebuild and refurbish any damaged areas of your property.